Keywords:-
Keywords:
Payment, Block Chain, Cyber Attack, Crypto Currency
Article Content:-
Abstract
The rapid digitization of financial systems has amplified the risk of payment fraud, posing significant challenges for businesses, consumers, and financial institutions. This research paper explores the evolving landscape of payment fraud, identifies trending techniques employed by fraudsters, and proposes a comprehensive set of solutions to mitigate risks. Emphasis is placed on leveraging emerging technologies such as artificial intelligence, block chain, and machine learning, alongside regulatory compliance and consumer education, to create a robust defense mechanism against fraud.
References:-
References
1. Kaspersky Lab. (2023), "The Rising Threat of Phishing Attacks in the Financial Sector".
2. Federal Reserve Bank. (2023), "Payment Fraud Trends: 2023 Report".
3. World Economic Forum. (2023), "Block chain’s Role in Financial Security".
4. Gartner Research. (2023), "AI and Machine Learning in Fraud Detection".
5. European Central Bank. (2023), "Regulatory Standards for Digital Payment Systems".
6. IBM X-Force. (2023), "Trends in Malware and APTs".
7. McKinsey & Company. (2023), "The Future of Digital Payments and Fraud Mitigation".
2. Federal Reserve Bank. (2023), "Payment Fraud Trends: 2023 Report".
3. World Economic Forum. (2023), "Block chain’s Role in Financial Security".
4. Gartner Research. (2023), "AI and Machine Learning in Fraud Detection".
5. European Central Bank. (2023), "Regulatory Standards for Digital Payment Systems".
6. IBM X-Force. (2023), "Trends in Malware and APTs".
7. McKinsey & Company. (2023), "The Future of Digital Payments and Fraud Mitigation".
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Khorgade, S., & Phakatkar, P. (2026). Combating Payments Fraud: Emerging Trends and Strategic Solution. International Journal Of Mathematics And Computer Research, 14(03), 15-22. https://doi.org/10.47191/ijmcr/v14iSPC3.04
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